We have proudly served Denver and all of Colorado since 2004. We offer many types of home loans, including:

What Home Buyers Are Saying About US

  • "Chris and Debbie were so great to work with!  They always made themselves available and were happy to answer any questions we had.  Would definitely recommend them to other buyers!"

    Delighted Home Buyer
  • "Debbie and Chris were great for us as first time home buyers.  They were patient, thorough, and very quick with recommendations.  A pleasure to work with!"

    Pleased Home Buyer
  • "Debbie is amazing."

    Happy Home Buyer
  • "Excellent customer service.  Thank you!"

    Another Satisfied Customer
  • "Chris and Debbie are wonderful!  Made the process very easy, efficient, and successful.  Great group to work with and would definitely recommend them."

    Successful Home Buyer
  • "Chris and Debbie were referred by a trusted real estate agent.  They were fantastic!  Calm and confident, they assured us that our loan was on track throughout the whole process.  Would definitely use them again and refer them to friends."

    Another Happy Home Buyer
  • "Debbie, you made me feel so comfortable and informed and I trusted you to know your business and let me know if anything seemed less than 100% in my best interest.  Thank you so much.  I'll be sure to recommend you if I learn of anyone needing a loan."

    Informed Home Buyer
  • "Chris and Debbie were a pleasure to work with.  I would absolutely recommend them to anybody looking to finance a home."

    Pleased Home Buyer
  • "Working with Chris and Debbie was great.  They were very professional, responsive, and explained items thoroughly.  Thanks!"

    Home Buyer
  • "Chris and Debbie were fantastic every step of the way.  They're true professionals and I appreciate all their hard work."

    Appreciative Home Buyer
  • "Chris and Debbie did a great job working with us.  We felt like the process went smooth.  Chris and Debbie were very professional and also very friendly through the whole process."

    Content Home Buyer
  • "You two were so great.  Thank you so much for your help and guidance.  It was a true pleasure working with you."

    Another Pleased Home Buyer
  • "I couldn't be more thrilled with Chris and Debbie and the quality of service I received from them.  They answered all my questions, returned calls and email quickly, and were in my corner every step of the way.  I highly recommend their services."

    Thrilled Home Buyer
  • "Debbie and Chris Thomas are extraordinary people who go the extra mile for their clients. They are professional, good listeners, and take the time to assure a successful close to your business deal."

    Another Successful Home Buyer

Deb and Chris Thomas here.

Thank you for the visit. We have been proudly providing residential mortgages to Colorado home buyers and homeowners since 2004. With additional experience in mortgage training for both mortgage company employees and real estate agents, we have first-hand knowledge of every aspect of the mortgage financing industry.

We provide people with the money it takes to be homeowners. We take what often seems to be a very complicated process, and explain it in the simplest terms to our clients. There is nothing quite as satisfying as sitting at the closing table, watching someone become a homeowner for the very first time. We’ve gotten hugs and hearty handshakes, and seen ear-to-ear smiles and tears of joy when the final paperwork is signed. It just never gets old. We eagerly look forward to helping you find the perfect home loan.

– Cheers!

HomeScout® is a tool you can use to help find your next home. It lists all of the homes for sale, it’s free, and it’s private – no one will call you when you search for homes.

HomeScout

Learn More About Home Loans on Our Blog

COVID-19 Mortgage Update

Considering how many coronavirus emails everyone is receiving these days, we will get right to the point. If your’re looking for information on how COVID-19 will affect your mortgage, here’s what we and our lending partners are doing to make things as easy as possible.   COVID-19 Mortgage Update This list will grow, I am sure, […]

Will Rates Go Even Lower?

Many people call us to refinance their mortgage, and the one thing just about everyone asks is whether interest rates will go even lower than they are now.   Here’s what you need to know. Interest Rates Mortgage interest rates typically follow the US Treasury bond yield, which is the interest rate you get when you […]

Do Not Miss This Refinance Opportunity

We are in a unique situation in the mortgage industry at the moment.  Interest rates are at an all-time low. Coronavirus is panicking the financial world, and that causes investors to dump their money into bonds, which are much more stable investments than stocks.  As the demand for bonds increases, the interest that is paid […]

Coronavirus and Mortgage Rates

You may have seen stories online, on TV, or in the newspaper about the spread of coronavirus causing mortgage interest rates to go down.  Ever wonder how a disease could make mortgage rates drop? Here’s what you need to know. How are Mortgage Rates Determined? Mortgage rates in the US are determined by the demand […]

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