We have proudly served Denver and all of Colorado since 2004. We offer many types of home loans, including:
What Home Buyers Are Saying About US
Deb and Chris Thomas here.
Thank you for the visit. We have been proudly providing residential mortgages to Colorado home buyers and homeowners since 2004. With additional experience in mortgage training for both mortgage company employees and real estate agents, we have first-hand knowledge of every aspect of the mortgage financing industry.
We provide people with the money it takes to be homeowners. We take what often seems to be a very complicated process, and explain it in the simplest terms to our clients. There is nothing quite as satisfying as sitting at the closing table, watching someone become a homeowner for the very first time. We’ve gotten hugs and hearty handshakes, and seen ear-to-ear smiles and tears of joy when the final paperwork is signed. It just never gets old. We eagerly look forward to helping you find the perfect home loan.
– Cheers!
HomeScout® is a tool you can use to help find your next home. It lists all of the homes for sale, it’s free, and it’s private – no one will call you when you search for homes.
Learn More About Home Loans on Our Blog
Debts Paid by Others
If you have a debt, but are not making the payments on that debt, does that debt have to be included when calculating how much you can qualify for when applying for a mortgage? Here’s what you need to know about debts paid by others. If you are obligated on a non-mortgage debt, but are […]
New Fannie Mae Rules for Dropping Mortgage Insurance
Fannie Mae has changed the rules for when mortgage insurance goes away – and it is a good change! Here are the details. Old Fannie Mae Rules The old Fannie Mae rules stated that mortgage insurance for conventional loans automatically goes away once the borrower has 22% equity in the property, based on the original […]
Shorter Waiting Periods After Foreclosures
Did you know that you don’t always have to wait 7 years after a foreclosure to get a conventional loan? Sometimes, you only have to wait 4 years. Here’s how to take advantage of these shorter waiting periods after foreclosures. Shorter Waiting Periods If you had a foreclosure, the normal waiting period after the foreclosure […]
How Much Money Do I Need to Buy a House?
According to just about every real estate survey that’s been conducted in the past few years, potential home buyers say that having enough for the down payment is their biggest obstacle to homeownership. In addition to the belief that they don’t have enough money for the down payment, most people have very little idea about […]
