FHA Loans | Quick Reference Guide
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Did you know you can change your interest rate for your mortgage, even after you have locked the rate? When you lock your interest rate, you are actually locking all the rates that are available at that time and you are able to choose a different rate. If you decide to change the rate after […]
Fannie Mae and Freddie Mac have increased the maximum loan amounts for conventional loans (non-government loans). These higher conventional loan amounts are effectively immediately. Here are the new loan amounts: For Adams, Arapahoe, Denver, Douglas, Broomfield, and Jefferson Counties, the new maximum loan amount is $561,200. For Boulder County, the new maximum loan amount is […]
Everyone pays a lot of different bills every month, but not all of them affect your ability to qualify for a mortgage. In other words, not all debt counts against you. Here are some lists of which debts are considered when you apply for a mortgage, and which debts are ignored. Here’s what does count […]
We’ve gone over VA loans in our blog a couple times, covering some basic things to know as well as some misconceptions about VA loans. In this post we are going to cover the advantages of VA loans. For those that don’t know, VA loans are subsidized by the US government and they are the […]