FHA Loans

FHA mortgages are loans that are insured by the federal government.  You pay the mortgage insurance directly to the government, rather than paying it to a private mortgage insurance company.

FHA loans are extremely popular right now for a number of reasons:

  • The down payment is only 3.5% of the purchase price.
  • You can get the down payment as either a gift or a loan from a relative.
  • FHA rates are usually lower than the rates for other types of loans, and people with lower credit scores get the same rate as people with higher credit scores.
  • There are shorter waiting periods after bankruptcies, foreclosures, and short sales for FHA loans than there are for most other types of loans.

FHA loans are NOT just for first-time home buyers.

Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt

Start typing and press Enter to search

Sign Up to Receive The Latest Information on Home Mortgages

We promise never to sell your email or send third party emails.


Or If you’re a real estate agent, click here.