What Kind of Loans Do We Offer?

Listed below are some of the more common types of loans that we provide.  When we pre-approve you for a mortgage, we discuss your goals to make sure we are recommending the best possible loan for your particular situation.

Learn More About Home Loans on Our Blog

Refinance Your Mortgage and Give Yourself a Raise

Most people would like to get a raise.  I say most people because I’ve heard that some people love their jobs so much, the amount they are paid just doesn’t matter.  I’ve heard of these people, although I don’t know any of them, and I don’t know anyone who knows any of them, but I’m […]

New Refinance Loan for People Who Didn’t Qualify Before

If you, or someone you know, missed out on refinancing into a lower interest rate mortgage during the past few years because your debt-to-income ratio (DTI) was too high, we have a new loan program that allows your DTI to be as high as 65%.  That is a huge increase over the 50% maximum DTI […]

How to Lower Your Interest Rates

If you are like most people, you have some debt, and chances are pretty good that the interest rate on that debt is pretty high.  The Federal Reserve (the US central bank) reports the average interest rates for different types of credit, and the latest report shows that the average credit card interest rate is […]

Vaccinations and Mortgage Approvals

If you have not received a COVID-19 vaccination shot, will that affect your ability to get approved for a mortgage? Here’s what you need to know. Americans tend to remain silent if speaking out against a social problem might endanger their income.  We are taught to keep our opinions to ourselves in the workplace.  If […]

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