What Kind of Loans Do We Offer?
Listed below are some of the more common types of loans that we provide. When we pre-approve you for a mortgage, we discuss your goals to make sure we are recommending the best possible loan for your particular situation.
Learn More About Home Loans on Our Blog
Knock 10% Off Your Interest Rate
According to the Federal Reserve, the government agency that keeps track of these things, the average interest rate for all credit card accounts in the United States is 15.13% right now. As recently as 2014, the average rate was only 11.87%. The average household credit card debt across the country is greater than $9,000. That […]
FHA is Lowering the Amount of Cash You Can Get
FHA recently announced that they are lowering the maximum amount of cash you can get when you refinance your mortgage. If you are thinking of using some of the equity you have in your home to consolidate debt, make home improvements, pay for college, or anything else, you need to know this. Here are the […]
CHFA Lowers Income Limits
The Colorado Housing and Finance Authority (CHFA) recently announced that they are lowering the maximum amount of money you can make if you want to qualify for one of their conventional loan programs. CHFA offers down payment assistance to homebuyers and used to have an income limit of $120,100, but that amount is changing. Here’s […]
How Lenders Find Out About a Property
Ever wonder how lenders find out about a property? As mortgage lenders, we need to know all kinds of things about a property before we can submit a loan file to underwriting for approval. In order to get accurate information about a property, we use a public records site. This site will tell you just […]
