What Kind of Loans Do We Offer?
Listed below are some of the more common types of loans that we provide. When we pre-approve you for a mortgage, we discuss your goals to make sure we are recommending the best possible loan for your particular situation.
Learn More About Home Loans on Our Blog
Student Loans and Mortgages
Many people have student loans, and very often, they think those student loans will affect their ability to qualify for a mortgage. Here’s what you need to know about student loans. Student Loans and Mortgages Student loans have to be paid back, just like other forms of debt. But having student loans does not necessarily […]
Myths on Money Down
According to the Urban Institute, a nonprofit research organization, 66% of its study respondents believe they need to put more than 20% down for a mortgage. That means 66% of them are wrong! If you are buying a primary residence (a house you intend to live in), then all you need is 5% down for a conventional […]
Getting the Lowest Interest Rate
Everyone wants to get the lowest interest rate for their mortgage, but how do you get the rates you see advertised on the internet, in the paper, on the TV or radio, etc.? Here are some tips to help you get the lowest rate possible. Interest Rate Factors There are many things that determine what […]
Time to Refinance
Interest rates are lower than they have been in a year right now, and many people are thinking of refinancing their current mortgage to get rid of mortgage insurance, lower their payment, take some money out to consolidate credit card debt, pay for home improvements, etc. So when is the right time to refinance? Lenders […]
