What Kind of Loans Do We Offer?

Listed below are some of the more common types of loans that we provide.  When we pre-approve you for a mortgage, we discuss your goals to make sure we are recommending the best possible loan for your particular situation.

Learn More About Home Loans on Our Blog

CHFA Income Limit Increase

The Colorado Housing and Finance Authority (CHFA) announced that as of June 3, 2019, the income limits for most of their loan programs are increasing from $115,600 to $120,100.   Here’s what that means for you. Loan Programs CHFA has a couple of great down payment assistance programs.  One is a conventional loan requiring 3% […]

Rules for Gift Money

Did you know that you can receive gift money from a relative to pay for all of your down payment and closing costs?  The rules are simple. Here’s what you need to know. Residence Types If you are buying a 1, 2, 3, or 4-unit primary residence or second home, and you are putting 20% […]

Non-Taxable Income

Do you have non-taxable income, such as Social Security payments, child support payments, or non-taxable pension income? If so, did you know that we can count more income than you actually make when qualifying you for a mortgage? Here’s what you need to know. Conventional Loans For conventional (non-government) loans, we can increase the amount […]

Debts Paid by Others

If you have a debt, but are not making the payments on that debt, does that debt have to be included when calculating how much you can qualify for when applying for a mortgage? Here’s what you need to know about debts paid by others. If you are obligated on a non-mortgage debt, but are […]

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