What Kind of Loans Do We Offer?
Listed below are some of the more common types of loans that we provide. When we pre-approve you for a mortgage, we discuss your goals to make sure we are recommending the best possible loan for your particular situation.
Learn More About Home Loans on Our Blog
Higher Loan Amounts for 2020
The maximum mortgage loan amounts for conventional, FHA, and VA loans have all been increased for 2020. Here’s what the new loan amounts are, and what the higher loan amounts for 2020 mean for you. The maximum conventional conforming loan amount in the Metro Denver counties (Adams, Arapahoe, Broomfield, Denver, Douglas, and Jefferson) is now $575,000. In Boulder […]
Down Payment Problems
Having down payment problems? Some of the best down payment assistance programs available to Colorado residents are the loan programs offered by the Colorado Housing and Finance Authority (CHFA). CHFA loan programs require a minimum borrower contribution of only $1,000. And now, if you get a CHFA loan from us, it gets even better, thanks […]
Negative Interest Rate Mortgages
We get calls every week from people asking if we think there will be negative interest rates for mortgages. Negative interest rate mortgages exist in a few European countries, and President Trump regularly tweets that he’s all for negative rates, so are negative interest rate mortgages really something you should hold out for? Here’s what […]
The Cost of a Refinance
With interest rates as low as they are, many people are refinancing their existing mortgage. The most common question we are asked is this: “How much money do I need to pay you if I want to refinance?’ Here’s all you need to know about the cost of a refinance. Closing Costs The closing costs […]
