What Kind of Loans Do We Offer?
Listed below are some of the more common types of loans that we provide. When we pre-approve you for a mortgage, we discuss your goals to make sure we are recommending the best possible loan for your particular situation.
Learn More About Home Loans on Our Blog
Pay Off Your Mortgage Much Faster
If you are like most people with a mortgage, you would love to have your mortgage paid off as quickly as possible and get rid of your mortgage payment. Here’s how to do it without increasing your payment. Non-Mortgage Debt Most of us have other debts besides our mortgage payment. We have credit card bills, […]
Mortgage Qualifying with Retirement Income
Are you receiving Social Security income or other retirement income? Did you know that when you apply for a mortgage, we can count more than the amount you actually receive if some of your retirement income is non-taxable? That could mean the difference between qualifying for a mortgage and not qualifying. Here’s what you need […]
Should I Refinance?
We get many calls from people who want to know if it makes sense for them to refinance their current mortgage. We have software that produces a report that clearly explains the costs and the savings involved in a refinance. The reports are free, they only take us a little while to prepare, and best […]
Lower Rates for Some Conventional Loans
Fannie Mae and Freddie Mac have increased the income limits for some conventional loans, resulting in lower interest rates for some borrowers. Here’s what you need to know. Area Median Income Some conventional loans have lower interest rates for borrowers who earn less than 80% of the Area Median Income (AMI). Recently, the AMI levels […]
