Refinance Your Mortgage and Give Yourself a Raise

 In Common Questions, Refinancing your Mortgage

Most people would like to get a raise.  I say most people because I’ve heard that some people love their jobs so much, the amount they are paid just doesn’t matter.  I’ve heard of these people, although I don’t know any of them, and I don’t know anyone who knows any of them, but I’m told they exist, so it might be true.

For the rest of us – the ones who work because we need the money – getting a raise in pay is something that would probably interest us, especially if we didn’t have to work any harder to get that raise.

Here’s how to put more money in your pocket every month without any extra work.

If you have a mortgage, you are in possession of one of the most powerful tools available to put more money in your pocket.

Following is a list of some of the ways you can do that.

  • You could lower the interest rate of your mortgage.
  • You could pay off your high interest rate credit cards and other debts and replace those debts with a low interest rate loan.
  • If you are paying mortgage insurance because you didn’t have 20% down when you got your mortgage, you could get rid of the mortgage insurance.
  • If you plan to keep your house for a long time, you could pay your mortgage off faster and reduce the amount of time you have to pay for your house.

It’s easy to do any of these things, and it could save you hundreds of dollars a month, which is like getting a raise of hundreds of dollars a month – all tax-free, by the way.  Contact us today to see how easy it is to change the terms of your mortgage by refinancing.  If it makes sense for you to do it, we will tell you.  If it doesn’t make sense, we’ll tell you that, too.  The only way to know for sure is to contact us.

And also, if you haven’t been vaccinated against COVID, get on board and do the right thing.  Save some lives.  Save yourself.  Be patriotic.  Be a good American.

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